Renovation runs on trust.
But every payment is a leap of faith.
Every year, hundreds of billions of euros flow through the renovation industry with almost no financial protection for anyone involved. Contractors float materials, labour, and time on the promise of a payment that may arrive weeks late, or not at all. Homeowners hand over large sums to people they barely know, hoping the work gets done and done well.
When something goes wrong, both sides lose. The contractor who waits 60 days for payment borrows from the next project to survive. The homeowner whose contractor disappears has no recourse. Good people on both sides, stuck in a system that sets them up to fail.
Renno was built to fix this.
Renno is a regulated payment platform founded in Amsterdam in 2025. Instead of sending money directly to a contractor or waiting months for an invoice to be paid, funds are held in a secure escrow account, a neutral, regulated account managed by a third party. Projects are split into milestones, and payment is released as each milestone is completed and approved. Work gets paid as it happens, not in one lump sum at the end. No more chasing invoices. No more paying upfront and hoping for the best.
For contractors, Renno means predictable cash flow and instant payouts after every milestone. No more floating costs or borrowing between projects. For homeowners, it means full visibility and control. Your money is protected from day one and nothing moves without your approval.
It started with two renovations that went wrong.
Mark and Mour experienced the problem firsthand during two family renovation projects in Amsterdam. One contractor vanished with the deposit. Another tore down the wrong part of the house. A third delivered excellent work but lived under constant financial pressure, waiting weeks for money that was supposed to be there, borrowing from one project to keep another alive.
He spent his days building other people's dreams while he could not build his own.
These were not bad people. They were individuals trying to work inside a system with no real safeguards. The more Mark and Mour looked, the clearer it became. These were not isolated incidents. Contractors carried all the financial risk. Homeowners carried all the fear. And because no one knew when or how money should move, trust between them thinned.
To understand the problem fully, they went into the field. They spent months speaking with hundreds of contractors and homeowners across Europe. Roofers, carpenters, electricians, plumbers, small crews, and families planning their first renovation all shared experiences that echoed one another. Cash flow stress. Stalled projects. Missed payments. Everyone navigating a system that did not protect them.
Renovation was running without the financial safeguards it needed, and trust was breaking under the strain.
Renovation had no shared structure to protect either side. No clear steps for money. No neutral place for trust. No predictable way for contractors and clients to communicate about progress or payment. Without that foundation, even good people were pushed into conflict, debt, or fear. The industry did not need another tool. It needed a financial system designed for renovation itself.
Renno was created to rebuild that foundation. A system designed to protect the people who build our homes. A safeguard that gives homeowners clarity and control without placing contractors at risk. A simple and reliable way for money to move through a renovation so that work can move forward without fear and communication can stay honest and clear.
Renovation should not feel like a gamble. Contractors deserve stability, not risk. Homeowners deserve safety, not uncertainty. That is what our team is building towards, every day, from Amsterdam.
