Cash Flow

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UK contractor reviewing retention and payment figures on a construction job

Cash Flow

Retention in construction: what it is, and how to stop it dragging

What retention means in construction, how much is normal, and how to stop it dragging on your cash flow.

retention cash flow getting paid contractor construction payment

Michael Oladele|August 4, 2026|5 min read

A UK construction supervisor on the phone on a building site.

Cash Flow

What to do when a customer won't pay: a UK builder's guide

When a customer won't pay, you have more options than you think. Here's the UK builder's route from a first reminder to statutory interest and small claims, and how to stop it happening again.

customer not paying getting paid late payment cash flow contractor

Michael Oladele|July 24, 2026|4 min read

Two architects reviewing building plans together at a desk in an office.

Cash Flow

The state of UK renovation in 2026: a survey of 200 UK builders

We surveyed 200 UK contractors on payment disputes. The headline: disputes are near-universal, and the biggest cause isn't late payment. Here are the numbers, in their own words.

survey research payment disputes cash flow contractor UK

Michael Oladele|July 6, 2026|7 min read

A contractor works out job costs on a calculator at a desk covered with building plans, a laptop, a tape measure and a spirit level.

Quoting & Contracts

Pricing a renovation job accurately: the three costs most contractors underestimate

The costs that quietly eat your margin, and how to price so every job actually pays. A full costing method with a worked example.

pricing margins quoting cash flow contractor

Alexa Kaminsky|June 16, 2026|10 min read

Contractor reviewing staged payment schedule on a renovation site

Cash Flow

Staged Payments for Contractors: A Complete Guide

Staged payments protect contractor cash flow by tying each release to defined work, so you never finance the client and never chase a 30-day invoice again.

staged payments cash flow invoicing renovation contractors

Alexa Kaminsky|April 23, 2026|6 min read

Contract documents and laptop showing automated agreement workflows protecting cash flow

Contractor Tips

7 contractor agreements that protect cash flow

Stop payment disputes before they start. These 7 common agreements create a contractor payment schedule that protects cash flow and builds trust with every homeowner.

Agreements Payment Protection Cash Flow Contracts Milestones Escrow

Gilana Berry|January 7, 2026|11 min read

Payment Protection

Renovation Escrow Explained: How it Protects Both Sides

Less Risk. More Trust. For Everyone. Learn how escrow keeps renovation payments funded, fair, and predictable from day one.

Escrow Payment Protection Milestones Renovation Payments Cash Flow Trust

Gilana Berry|December 22, 2025|3 min read

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